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Flexible auto insurance plan options with useful tools to help you feel prepared on the road.
Every driver’s journey is different, so our plans are flexible and adaptable. From essential coverage to fuller protection and mileage-based options, Motoyome helps you discuss insurance that matches your lifestyle. Plan details, limits and availability vary by state and are subject to policy terms.
For drivers who want straightforward coverage without extras. It is built around your state’s legal requirements and keeps things simple.
For drivers who want broader protection, with expanded coverage and conveniences for your vehicle.
Our most comprehensive plan, with fuller coverage, extra features and customization options.
Pricing that takes into account how much you drive, with mileage reported through our online account.
Built for new and younger drivers, with coverage options and safe-driving education resources.
A quick summary of what each plan focuses on and who it is often suited to.
| Plan | Focus | Often suited to |
|---|---|---|
| Essential Drive | Core legal coverage, kept simple | Drivers wanting straightforward coverage |
| Advanced Protection | Comprehensive, collision and convenience extras | Daily commuters |
| Premium Guardian | Our most extensive coverage plus extras | High-value or custom vehicles |
| FlexDrive | Mileage-based pricing | Low-mileage and remote drivers |
| Student & Teen | Coverage options and safe-driving resources | Families with new drivers |
Whichever plan you choose, you get the same attentive support and simple online tools.
Our insurance advisors can help you understand coverage requirements and talk through the options that suit your driving style.
Ask about pairing your auto plan with home, renters or motorcycle insurance, and managing your policies from one online account. Availability varies.
Customize your plan with extra coverage for more protection and convenience. Availability may vary.
Help with towing, lockouts or battery jump-starts when you need it on the road.
Protection options while you drive for rideshare or delivery platforms.
May help if your car is totaled and the balance owed on your vehicle financing or lease is more than the car’s current value.
Every Motoyome plan combines flexible coverage options, simple online tools and attentive support.
Choose the coverage you need and ask about extras later.
View your plan, claims information and policy documents online.
Our advisors are ready to help you make informed decisions.
Coverage terms explained in everyday words.
A few things drivers often ask before picking a plan.
You can ask about upgrading or customizing your coverage as your needs change — just reach out to our team. Changes are subject to policy terms and state rules.
The Student & Teen Plan is designed for new and younger drivers. Our team can explain the coverage options and resources available.
FlexDrive combines a base rate with mileage-based pricing, with mileage reported through your online account. Our team can explain how it works for your situation.
Optional add-ons such as roadside support, rideshare coverage and gap insurance can be discussed with our team for your chosen plan. Availability may vary.
Tell us a little about how you drive and we will help you understand your options — no pressure.