LIALiability Insurance
Designed to help with costs for damage or injuries you may cause to others in an accident, up to your policy limits.
Auto insurance, explained
Drive with clarity, every mile.
Motoyome provides flexible auto insurance built for the way people drive today. Learn what coverage can do, ask your questions and choose protection that suits your vehicle and your routine.
Coverage Built around you
Explanations Plain language
Support Real people
Policy documentsOrganized in one place
CoverageReview as life changes
Liability Collision Comprehensive Uninsured Motorist Roadside Assistance
Why drivers reach out
Insurance that adapts to you
Every driver is different. Motoyome plans are designed around your lifestyle and habits, so you can discuss the coverage that matters to you.
Flexible, thoughtful protection
We bring together clear explanations and flexible options so you can focus on driving instead of worrying about the details of your policy. Think through your vehicle, your budget and your priorities with a team that listens.
Digital-first serviceOnline convenience
Review policy details and documents online, with timely updates and less paperwork along the way.
Less time on admin
From policy documents to claim status information, our tools are designed to keep your focus on the road.
Coverage that goes where you go
Commuting across town or driving cross-country, Motoyome helps you think through protection for your vehicle and passengers. Policies are built to meet state requirements, with optional coverage available. Availability varies by state.
Built for every roadSupport from real people
Our customer service team is made up of people who understand insurance — no scripts. They are here to talk through claims, policy changes and coverage questions, with every conversation kept personal and transparent.
Our services
Coverage for every kind of driver
Five core coverages you can combine to build protection that fits your vehicle.
LIA
COLCollision Coverage
May help pay to repair or replace your vehicle after an accident, regardless of who was at fault, subject to your policy terms.
CMPComprehensive Coverage
May help with theft, vandalism, natural events and other unexpected damage that is not caused by a collision.
UMUninsured Motorist Protection
May help with expenses if you are in an accident with a driver who has no insurance or not enough of it.
RSARoadside Assistance
Optional help with breakdowns, towing, lockouts and flat tires when you are stuck on the road.
The Motoyome approach
Clear information, people focused
Motoyome pairs useful online tools with genuine care. From personalized policy conversations to expert guidance, we help you think through every trip.
Flexible Policy AdjustmentsClear ExplanationsDedicated SupportStraightforward PoliciesAdaptable Coverage Options
Pricing
Clear Pricing Conversations
Pricing depends on your vehicle, driving details and chosen coverage. We explain what factors are involved.
Policies
Plainly Written Policies
Straightforward explanations of coverage, so the terms are easy to understand.
Access
Online Access
Review claims information, coverage details and documents online, when it suits you.
Community
Safer-Road Awareness
We share safe-driving information that supports safer roads for everyone.
How it works
Getting started in three steps
A simple path from first question to a coverage decision — with help available at every step.
- Step 01
Share a few details
Tell us about you, your vehicle and the way you drive — it only takes a few minutes.
- Step 02
Review your options
Go over coverage choices and add-ons with help from our team, at your own pace.
- Step 03
Choose and manage
Pick the plan that suits you, then view documents and ask about adjusting coverage whenever your needs change.
Tips for safe driving
Stay alert on the road
We care about more than insurance. These simple habits can support safer driving.
01
Maintain Your Vehicle
Regular checks of brakes, tires and lights help keep your vehicle in good working order.
02
Stay Alert
Keep your attention on the road, put distractions away and follow traffic rules.
03
Plan Your Routes
Check conditions before you set off and allow extra time for busy or hazardous roads.
04
Drive Responsibly
Respect speed limits, buckle up and never drive impaired — for your safety and everyone else’s.
FAQ
Common questions
Quick answers about coverage and getting started. Can’t find what you need? Contact us.
Most policies combine liability coverage with optional protection such as collision, comprehensive, uninsured motorist and roadside assistance. Your exact coverage depends on the plan and options you choose.
You can review your policy and ask about adjusting coverage or adding options as your needs change. Changes are subject to your policy terms and state rules.
It helps to have your driver’s license, vehicle details (make, model and VIN) and any current policy information nearby.
No. Minimum requirements and available options vary by state, so we will help you understand what applies where you live.
Use the details on our contact page, and a member of our team will get back to you.
Get started
Ready to explore your coverage?
Sign up in a few minutes and our team will help you think through the plan that suits how you drive.